Real Estate Financing
Residential mortgage originations, bank real-estate lending and REDF funding — sourced from the Saudi Central Bank monthly statistical bulletin.
In February 2026, the Saudi Central Bank reported 8,353 new residential mortgages worth SAR 5.4 bn. The repo rate was 4.25% and 3-month SAIBOR 4.84%.
Latest month
Mortgage Originations by Value & Type
New Mortgage Contracts
Institutional lending
REDF Lending (outstanding)
SAR · 1998–2020Bank Real-Estate Loans
Loans (SAR)Questions about Saudi mortgage finance
How much new mortgage lending is there in Saudi Arabia?
In February 2026, the latest month in the Saudi Central Bank's bulletin, new residential mortgage lending was SAR 5.4 bn across 8,353 contracts. Villas took 64% of the value, apartments 30% and land 6%.
What are the current Saudi repo rate and SAIBOR?
The repo rate was 4.25% in February 2026 and 3-month SAIBOR 4.84% in February 2026. SAIBOR is the benchmark many variable-rate loans are priced against.
How much do Saudi banks lend to real estate?
Bank lending to real estate stood at SAR 951 bn at the end of December 2025, up 7.7% on December 2024.
Where do these figures come from?
From the Saudi Central Bank (SAMA) monthly statistical bulletin, and the page updates when a new bulletin is published. The figures cover individual residential mortgage financing, not any one bank's offer.